i am a fuck up

I have to have a co-signer for an apartment.  What, am I 18?  WTF!  I've held jobs consistantly for over 15 years.  I've never been late on rent.  i've never been kicked out.  I've never been a nuiscance.  EVERYONE in the fucking state has bad credit - do they want to make money or not?  Ii'm not a risk.  My credit is fucked for a number of reasons.  it's just not fair.